Who We Are
SCORE helps find and secure the most strategic and competitive financing solutions so your CRE business can WIN MORE DEALS in today's competitive multifamily & commercial real estate market. We offer customized financing solutions for loans $1 million and up to help small balance multifamily investors, commercial developers & builders with their multifamily or commercial property. Whether you need to refinance an existing loan, secure construction financing, purchase a fix-&-flip, or attain short-term capital to bridge the gap, our advisory team is able to find tailored lending solutions for you - backed by experience and industry knowledge to meet your needs.
At SCORE, we understand that timing is everything in commercial real estate. Our streamlined process built for speed, transparency, and flexibility, gains access to the funds you need quickly, with competitive programs and rates, and straightforward terms - having you successfully completing more of your CRE projects.
**Attention All Small Balance Multifamily Investors, Builders & Developers**
Your Commercial Financing Game Just Leveled Up!
Our investor-focused lending approach prioritizes long-term relationships with those people who value integrity, speed, clarity, and execution - while offering customized financing solutions for commercial real estate loan sizes beginning at $1 million and up.
The SCORE Difference
Concierge Service
We work one-on-one with each client to understand the scope of your investment and your strategy to match you with financing that truly serves your needs. With competitive rates and a transparent loan process, we are dedicated to helping you achieve your CRE goals.
Loan Facilitation
We pre-screen lenders prior to submission to accelerate your path from application to close with fewer questions from lenders. Our secret is sound matching mixed with quality packaging. Winning the deal is the most important part of any investment. Nothing matters if you can't close.
Ongoing Support
We facilitate the process through to the closing table. We are here to provide insight and to support you long after the close of your loan. Many of our clients return to us again and again as they continue to set new benchmarks for their CRE and/or Multifamily businesses.
Flexible Structures
Creative Solutions for Complex Deals.
SCORE structures flexible financing, matching YOU with the right capital at the right time. Every CRE deal is unique, & our solutions are designed to reflect that.
At SCORE, we know that timing matters when a deal is in sight. Which is why our best-in-class team prioritizes speedy service with a smart streamlined underwriting and closing process, so investors, builders, and developers can close quicker and execute more confidently in the fast-paced competitive world of commercial real estate investments.
With a huge amount of our focus placed on small balance multifamily, fix-&-flip and commercial bridge financing for value-add CRE projects, we structure all deals ( loans $1 million and up ) around real-world scenarios and maintain disciplined leverage to support clean execution and strong exits.
Streamlined Process
A Trusted Partner to Help YOU WIN.
SCORE values your time - providing efficient & reliable capital so you can focus on running your projects & scaling your CRE &/or multifamily portfolio.
Competitive Advantage
FAST & Reliable Access to Capital.
SCORE moves quickly to deliver funding solutions that meet urgent timelines, fueling YOU to close deals faster while maintaining your commercial investing momentum.
Empowering Smaller Multifamily Investors, Builders & Developers with Super Innovative CRE Capital Solutions
Your CRE business vision matters, and SCORE is committed to going above and beyond to meet your financing needs, ensuring that you can realize your Commercial Real Estate dream with confidence.
We start with YOU (the client) – find out what you want and get it to you.
Have an active deal you're ready to get financed?
Is Your Current CRE Deal Actually Fundable?
If You Don't Know... this FREE Fundability SCORECard Will Show You How to be Sure that Your Next CRE Loan Gets Funded.
In commercial real estate, many investors will lose deals simply because they don't understand how lenders think... and the Fundability SCORECard fixes that. Your personal SCORECard helps you identify exactly what makes a deal fundable and shares the typical mistakes that most investors make when asking for funding - putting you ahead of the competition so that You Can WIN More of the Deals that Most Investors Strike Out On.
Some of the areas it breaks down are:
Hidden Opportunities
Discover strategies that could add $ to every commercial deal.
Finance Risk Assessment
Identify potential deal-killers before you decide to apply.
Readiness Evaluation
Assess your preparation for portfolio expansion & overall resilience.
A Few Frequently Asked Questions
Private portfolio additions can help balance your investments during times of economic downturns and high volatility in public markets. If you’re an accredited commercial investor who has access to initial investment capital, private multifamily investing might be the right fit for your portfolio.
The evaluation criteria are mainly tailored to investment properties. However, the application, underwriting, and financing acquisition process resemble other loans. The particulars requested and loan attributes differ.
Floating rates change annually with market shifts, while fixed rates remain constant. Lenders weigh property, borrower, market factors for rates. Govt.-backed loans may have slightly lower rates. Repayment uses the full amortization, not just loan term.
When calculating repayment, the interest rate is applied to the full amortization schedule rather than only the loan term.
Multifamily Loan Calculator
Calculating loan repayment manually for multifamily properties can be complex due to factors like term, amortization, balance, and interest rate structure. A loan calculator simplifies tracking changes in repayment with varying interest rates and factors.
It's crucial to utilize a commercial loan calculator for accurate results, as residential mortgage calculators don't address multifamily-specific repayment intricacies.
On the property side, be ready to present details such as the property's valuation, income streams, construction or renovation expenses, tenant profiles, and any other pertinent data. Although it's advisable to pre-calculate key financial metrics like Loan-to-Value (LTV), Debt Service Coverage Ratio (DSCR), and capitalization rate, expect the lender to scrutinize these figures during the evaluation process. Additionally, gather any documentation that proves the property's eligibility for specialized lending programs.
Duplexes, triplexes, and quadplexes might still need multifamily financing, but these properties normally don’t qualify for commercial multifamily loans. Instead, loans for properties that have 2-4 units can be obtained from personal real estate lenders. A lender or loan officer who primarily focuses on home mortgages should be able to assist with financing for these properties.
The most classic single-family property is the freestanding house. Owner-owned manufactured homes, townhouses, and condominiums are often also treated as single for the purposes of financing.
Almost all multifamily loan programs listed are for properties with at least five units.